My (Former) Piece of the Rock

Seventy-one years ago my parents took out a mini-sized endowment policy on mini-me. I have never seen the point of insuring kids since they are an expense, not an income source but hey Рmy parents must have seen it differently. Life was more precarious for kids in the 1940s and maybe they needed burial money ...

Your Future Self

I read a Globe and Mail Article today about how tough it will be to refinance one’s debt this year (Visa bills and lines of credit folded into a new mortgage) because the real estate values in places like Toronto and Vancouver are declining. That (and the new¬†stress test one has to pass at 2% ...

Saving This Blog

Wow, what a PITA this is. For many years I stored my image files on a site called Photobucket. For around $30 a year I could link/embed an image to any forum post or blog post. Apparently, this was too much for Photobucket to bear. Last year they announced it would cost $500 a year ...

An Old Fashioned Winter?

This is how it looked in Almonte this time last year after a 30 cm snowfall. Although we have had an average snowfall this year and some brutal cold, we have also had some mild spells so the snowpack is considerably shallower this year. I don’t think we have had a major snow dump either ...